For SaleSingle Family ResidenceActive
3699 Moca Drive
St Cloud, FL 34772
$440,000
138 Days On Site
- 4Beds
- 3Baths3 full
- 2,820Sq Ft
- $156Per Sq Ft
- 0.27Acres
- 2017Built
- Subdivision
- Whaleys Creek Ph 1
- County
- Osceola
- MLS®
- O6418854
Overview
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining*
Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.*
Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.*
The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.*
This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.*
Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.
Listing Snapshot
- Price
- $440,000
- Days On Site
- 138 Days
- Bedrooms
- 4
- Inside Area (SqFt)
- 2,820 sqft
- Total Baths
- 3
- Full Baths
- 3
- Partial Baths
- 0
- Lot Size
- 0.27 Acres
- Year Built
- 2017
- MLS® Number
- O6418854
- Status
- Active
- Property Tax
- $4,292.53 (2025)
- HOA/Condo/Coop Fees
- $99 monthly
- Sq Ft Source
- Public Records
Property Details
General Features
17 items
- Acres
- 0.27
- Attached Garage
- Yes
- Direction Faces
- East
- Foundation
- Slab
- Garage
- Yes
- Garage Spaces
- 2
- Green Energy Efficient
- Insulation, Windows
- Levels
- Two
- Number Of Stories
- 2
- Parking
- Attached
- Pets
- Yes
- Property Sub Type
- Single Family Residence
- Sewer
- Public Sewer
- SqFt Total
- 3,301
- Style
- Traditional
- Water Source
- Public
- Zoning
- R-1
Interior Features
17 items
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
- Cooling
- Central Air
- Flooring
- Carpet, Ceramic Tile
- Furnished
- Unfurnished
- Heating
- Electric
- Interior
- Eat-in Kitchen, High Ceilings, Open Floorplan, Stone Counters, Walk-In Closet(s)
- Laundry Features
- Laundry Room
- Window Features
- Double Pane Windows
Rooms
| Room | Dimensions | Level | Features |
|---|---|---|---|
| Bedroom 2 | 13x11 | ||
| Bedroom 3 | 13x13 | ||
| Bedroom 4 | 14x12 | ||
| Bonus Room | 21x20 | ||
| Dining Room | 13x13 | ||
| Family Room | 13x20 | ||
| Kitchen | 13x15 | Granite Counters, Kitchen Island | |
| Laundry | 10x9 | ||
| Living Room | 13x13 |
Exterior Features
11 items
- Construction Details
- Block, Stucco
- Exterior
- Rain Gutters
- Fencing
- Vinyl
- Lot Features
- Cleared, Corner Lot, Waterfront
- Patio And Porch
- Covered, Front Porch
- Roof
- Shingle
- View
- Pond, Water
- Waterfront
- Yes
- Waterfront Features
- Pond
- Waterview
- Pond, Water
- Windows/Doors
- Double Pane Windows
Community Features
8 items
- Association Amenities
- Playground, Pool
- Association Fee
- $99.0
- Association Fee Frequency
- Monthly
- Community Features
- Park, Playground, Pool, Sidewalks, Street Lights
- MLS Area
- 34772 - St Cloud (Narcoossee Road)
- Township
- 26S
- Financing Terms Available
- Cash, Conventional, FHA, VA Loan
- Roads
- Asphalt
Location
3699 Moca Drive, St Cloud, FL 34772 · 34772 - St Cloud (Narcoossee Road)
Neighborhood & Commute
ZIP Code 34772
- Median household income
- $70,917
- Income per person
- $29,929
- Households
- 16,421
- Average household size
- 3.01
- Median age
- 37.9
Source: Walk Score.
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
Price & Status History
- Listing updated with changes from the MLS®
- Status changed to Active
- Price changed to $440,000
- Listing first seen on site
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