Virtual TourMap

For SaleSingle Family ResidencePending

1040 Cottage Drive

The Villages, FL 32162

$1,325,000

105 Days On Site

  • 3Beds
  • 3Baths2 full, 1 half
  • 2,042Sq Ft
  • $649Per Sq Ft
  • 0.21Acres
  • 2004Built
Subdivision
Villages Of Sumter Lake Shore Cottages
County
Sumter
MLS®
G5115808

Overview

RARE OPPORTUNITY IN LAKE SHORE COTTAGES — JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages’ most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat. Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans. HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort. Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gathering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends. The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING. The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home’s most impressive features is the spectacular 29’ x 10’ enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM. Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout. Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool — all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME — IT’S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!

Listing Snapshot

Price
$1,325,000
Days On Site
105 Days
Bedrooms
3
Inside Area (SqFt)
2,042 sqft
Total Baths
3
Full Baths
2
Partial Baths
1
Lot Size
0.21 Acres
Year Built
2004
MLS® Number
G5115808
Status
Pending
Property Tax
$9,793.94 (2025)
HOA/Condo/Coop Fees
N/A
Sq Ft Source
Public Records

Property Details

General Features

15 items
Acres
0.21
Attached Garage
Yes
Direction Faces
North
Foundation
Slab
Garage
Yes
Garage Spaces
1
Levels
One
Parking
Attached
Pets
Yes
Property Sub Type
Single Family Residence
Sewer
Public Sewer
SqFt Total
3,196
Utilities
Cable Available, Natural Gas Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water Source
Public
Zoning
RES

Interior Features

13 items
Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
Cooling
Central Air
Furnished
Negotiable
Heating
Natural Gas
Interior
Built-in Features, Crown Molding, High Ceilings, Open Floorplan, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry Features
Inside, Laundry Room

Rooms

RoomDimensionsLevelFeatures
Bedroom 212x14FirstCeiling Fan(s)
Bedroom 315x16FirstCeiling Fan(s)
Dining Room18x13First
Florida Room29x10FirstCeiling Fan(s)
Kitchen12x13FirstBreakfast Bar, Granite Counters
Living Room18x25FirstCeiling Fan(s)
Master Bedroom18x13FirstCeiling Fan(s)

Exterior Features

5 items
Construction Details
HardiPlank Type
Exterior
Rain Gutters
Pool Features
Gunite, Heated, In Ground, Salt Water, Screen Enclosure, Private
Private Pool
Yes
Roof
Metal

Community Features

6 items
Community Features
Gated, Fitness Center, Golf, Playground, Pool, Restaurant, Sidewalks, Tennis Court(s)
MLS Area
32162 - Lady Lake/The Villages
Senior Community
Yes
Township
18S
Financing Terms Available
Cash, Conventional, FHA, VA Loan
Roads
Paved

Location

1040 Cottage Drive, The Villages, FL 32162 · 32162 - Lady Lake/The Villages

$7M$5M$3.1M$2.4M
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Neighborhood & Commute

ZIP Code 32162

Median household income
$71,009
Income per person
$51,243
Households
33,544
Average household size
1.73
Median age
73.4

Source: Walk Score.

Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.

Price & Status History

  1. Listing updated with changes from the MLS®
  2. Status changed to Pending
  3. Price changed to $1,325,000
  4. Listing first seen on site

Friends & Family

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Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES (812) 499-9571

Stellar MLS

Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.

Last checked: 2026-11-13 01:48 AM EST

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