Map

For SaleSingle Family ResidenceActive Under Contract

18200 Cypress Cove Lane

Lutz, FL 33549

$690,000

70 Days On Site

  • 4Beds
  • 3Baths3 full
  • 2,307Sq Ft
  • $299Per Sq Ft
  • 0.33Acres
  • 1974Built
Subdivision
Cypress Cove
County
Hillsborough
MLS®
TB8544945

Overview

Under contract-accepting backup offers. Virtually Staged. New roofs as of October 2026!! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county!

The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views.

The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

Listing Snapshot

Price
$690,000
Days On Site
70 Days
Bedrooms
4
Inside Area (SqFt)
2,307 sqft
Total Baths
3
Full Baths
3
Partial Baths
0
Lot Size
0.33 Acres
Year Built
1974
MLS® Number
TB8544945
Status
Active Under Contract
Property Tax
$10,155 (2025)
HOA/Condo/Coop Fees
N/A
Sq Ft Source
Public Records

Property Details

General Features

14 items
Acres
0.33
Attached Garage
Yes
Direction Faces
North
Foundation
Slab
Garage
Yes
Garage Spaces
2
Levels
Two
Parking
Attached
Property Sub Type
Single Family Residence
Sewer
Septic Tank
SqFt Total
3,045
Utilities
Electricity Connected, Water Connected
Water Source
Public
Zoning
RSC-4

Interior Features

12 items
Appliances
Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer
Cooling
Central Air
Fireplace
Yes
Fireplace Features
Living Room
Flooring
Carpet, Vinyl
Furnished
Unfurnished
Heating
Central
Interior
High Ceilings, Open Floorplan, Stone Counters, Vaulted Ceiling(s), In-Law Floorplan
Laundry Features
Laundry Closet

Rooms

RoomDimensionsLevelFeatures
KitchenFirst
Living RoomFirst
Master BedroomFirst

Exterior Features

12 items
Construction Details
Stucco, Frame, Block
Exterior
Lighting, Outdoor Grill, Outdoor Shower, Private Yard, Courtyard, Rain Gutters, Dock
Lot Features
Cul-De-Sac, Waterfront
Patio And Porch
Deck, Front Porch
Pool Features
Heated, In Ground, Salt Water, Private
Private Pool
Yes
Roof
Membrane, Shingle
View
Lake, Water
Waterfront
Yes
Waterfront Features
Lake Privileges, Lake Front
Waterview
Lake, Water
Windows/Doors
Sliding Doors

Community Features

4 items
MLS Area
33549 - Lutz
Township
27
Financing Terms Available
Cash, Conventional, FHA, VA Loan
Roads
Asphalt

Location

18200 Cypress Cove Lane, Lutz, FL 33549 · 33549 - Lutz

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Neighborhood & Commute

ZIP Code 33549

Median household income
$77,689
Income per person
$40,454
Households
8,300
Average household size
2.40
Median age
43.4

Source: Walk Score.

Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.

Schools

Elementary School
Lutz-HB
Middle School
Liberty-HB
High School
Freedom-HB

Price & Status History

  1. Listing updated with changes from the MLS®
  2. Status changed to Active Under Contract
  3. Listing first seen on site

Friends & Family

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Listing courtesy of WRIGHT DAVIS REAL ESTATE (813) 640-9000

Stellar MLS

Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.

Last checked: 2026-11-12 12:18 AM EST

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