Virtual TourMap

For SaleSingle Family ResidenceActive

520 Brown Bear Way

St Cloud, FL 34772

$309,900

7 Days On Site

  • 3Beds
  • 2Baths2 full
  • 1,264Sq Ft
  • $245Per Sq Ft
  • 0.13Acres
  • 2006Built
Subdivision
Southern Pines Unit 2
County
Osceola
MLS®
O6455671

Overview

VR tour available. Seller offering up to $13,170 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 3-bedroom, 2-bath home in St. Cloud's established Southern Pines community with the big-ticket items already handled: Roof (2019), HVAC (2021), just serviced, and Water Heater (2021). A just-completed refresh adds fresh interior paint, a new front entry door, new LED lighting and fixtures, a new thermostat, and refreshed landscaping with fresh mulch. The kitchen features white shaker cabinets, granite countertops, and a stainless range, dishwasher and microwave. Both baths offer shaker vanities with granite tops, with a garden tub and separate tiled shower in the primary bath. The single-story split floor plan offers 1,264 SqFt with vaulted ceilings, laminate plank flooring and tile, and a primary suite with a walk-in closet. An inside laundry room and an attached 2-car garage round out the home. Out back, a sliding glass door opens to an open patio and a fenced yard with a pond view past the back fence. $550 annual HOA and no CDD. Conveniently located in St. Cloud near shopping, dining and schools, with an easy commute to Florida's Turnpike. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.

Listing Snapshot

Price
$309,900
Days On Site
7 Days
Bedrooms
3
Inside Area (SqFt)
1,264 sqft
Total Baths
2
Full Baths
2
Partial Baths
0
Lot Size
0.13 Acres
Year Built
2006
MLS® Number
O6455671
Status
Active
Property Tax
$4,320.19 (2025)
HOA/Condo/Coop Fees
$45.83 monthly
Sq Ft Source
Public Records

Property Details

General Features

15 items
Acres
0.13
Attached Garage
Yes
Direction Faces
Southeast
Foundation
Slab
Garage
Yes
Garage Spaces
2
Levels
One
Parking
Attached
Pets
Yes
Property Sub Type
Single Family Residence
Sewer
Public Sewer
SqFt Total
1,720
Utilities
Cable Available, Electricity Connected
Water Source
Public
Zoning
SPUD

Interior Features

12 items
Appliances
Dishwasher, Disposal, Microwave, Range
Cooling
Central Air
Flooring
Laminate, Tile
Furnished
Unfurnished
Heating
Central
Interior
Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features
Inside

Rooms

RoomDimensionsLevelFeatures
Bedroom 211x10First
Bedroom 311x10First
Kitchen12x10First
Living Room16x20First
Master Bedroom11x16First

Exterior Features

8 items
Construction Details
Block, Stucco
Fencing
Fenced, Vinyl, Wood
Lot Features
Landscaped, Paved
Patio And Porch
Front Porch, Patio
Roof
Shingle
View
Pond, Water
Waterview
Pond, Water
Windows/Doors
Sliding Doors

Community Features

6 items
Association Fee
$550.0
Association Fee Frequency
Annually
MLS Area
34772 - St Cloud (Narcoossee Road)
Township
26
Financing Terms Available
Cash, Conventional, FHA, VA Loan
Roads
Asphalt

Location

520 Brown Bear Way, St Cloud, FL 34772 · 34772 - St Cloud (Narcoossee Road)

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Neighborhood & Commute

ZIP Code 34772

Median household income
$70,917
Income per person
$29,929
Households
16,421
Average household size
3.01
Median age
37.9

Source: Walk Score.

Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.

Schools

Elementary School
Michigan Avenue Elem (K 5)
Middle School
St. Cloud Middle (6-8)
High School
St. Cloud High School

Price & Status History

  1. Listing updated with changes from the MLS®
  2. Status changed to Active
  3. Listing first seen on site

Friends & Family

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Listing courtesy of PROPERTY LOGIC RE (321) 303-8219

Stellar MLS

Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.

Last checked: 2026-11-13 10:01 AM EST

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