Virtual TourMap

For SaleSingle Family ResidenceActive

1285 Hilltop Place

St Cloud, FL 34772

$499,000

3 Days On Site

  • 4Beds
  • 4Baths3 full, 1 half
  • 3,068Sq Ft
  • $163Per Sq Ft
  • 0.16Acres
  • 2021Built
Subdivision
Reserve At Pine Tree
County
Osceola
MLS®
O6452769

Overview

Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida’s fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New AC 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for Florida living.

Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center. Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting

Listing Snapshot

Price
$499,000
Days On Site
3 Days
Bedrooms
4
Inside Area (SqFt)
3,068 sqft
Total Baths
4
Full Baths
3
Partial Baths
1
Lot Size
0.16 Acres
Year Built
2021
MLS® Number
O6452769
Status
Active
Property Tax
$6,124.22 (2025)
HOA/Condo/Coop Fees
$114 monthly
Sq Ft Source
Public Records

Property Details

General Features

17 items
Acres
0.16
Attached Garage
Yes
Direction Faces
North
Foundation
Slab
Garage
Yes
Garage Spaces
2
Levels
Two
Number Of Stories
2
Parking
Driveway, Garage Door Opener, Guest, Off Street, On Street, Parking Pad, Attached
Pets
Cats OK, Dogs OK
Property Sub Type
Single Family Residence
Sewer
Public Sewer
SqFt Total
3,556
Style
Contemporary, Craftsman
Utilities
Cable Available, Electricity Connected
Water Source
Public
Zoning
R1

Interior Features

18 items
Appliances
Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Laminate
Furnished
Unfurnished
Heating
Central, Electric
Interior
Built-in Features, Eat-in Kitchen, High Ceilings, Open Floorplan, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Window Features
Window Coverings, Skylight(s), Blinds, Drapes, Window Treatments

Rooms

RoomDimensionsLevelFeatures
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
Dining RoomFirst
Family Room25x20First
Kitchen14x17FirstBreakfast Bar, Granite Counters, Pantry, Stone Counters
LaundryFirst
Living RoomFirst
Loft12x18Second
Master Bedroom14x25SecondCeiling Fan(s)

Exterior Features

9 items
Construction Details
Block, Brick, Concrete, Stucco
Exterior
Garden, Lighting, Private Yard, Rain Gutters
Fencing
Fenced, Vinyl
Lot Features
Cleared, Landscaped, Level, Paved
Patio And Porch
Front Porch, Patio, Porch, Rear Porch
Roof
Shingle
View
Garden
Waterview
Garden
Windows/Doors
Window Coverings, Skylight(s), Blinds, Drapes, Window Treatments

Community Features

8 items
Association Amenities
Clubhouse, Fitness Center, Park, Playground, Pool
Association Fee
$114.0
Association Fee Frequency
Monthly
Community Features
Clubhouse, Fitness Center, Park, Playground, Pool, Sidewalks
MLS Area
34772 - St Cloud (Narcoossee Road)
Township
26S
Financing Terms Available
Cash, Conventional, FHA, VA Loan
Roads
Asphalt

Location

1285 Hilltop Place, St Cloud, FL 34772 · 34772 - St Cloud (Narcoossee Road)

$16M
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Neighborhood & Commute

ZIP Code 34772

Median household income
$70,917
Income per person
$29,929
Households
16,421
Average household size
3.01
Median age
37.9

Source: Walk Score.

Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.

Schools

Elementary School
Michigan Avenue Elem (K 5)
Middle School
St. Cloud Middle (6-8)
High School
St. Cloud High School

Price & Status History

  1. Listing updated with changes from the MLS®
  2. Status changed to Active
  3. Listing first seen on site

Friends & Family

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Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS (609) 208-8204

Stellar MLS

Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.

Last checked: 2026-11-06 02:36 AM EST

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