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For SaleSingle Family ResidenceActive

41520 Charm Lake Drive

Umatilla, FL 32784

$950,000

32 Days On Site

  • 5Beds
  • 4Baths4 full
  • 4,936Sq Ft
  • $192Per Sq Ft
  • 17.89Acres
  • 1979Built
Subdivision
Dream Lake Poultry Ranches
County
Lake
MLS®
O6449945

Overview

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA.

The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs.

A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used.

Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

Listing Snapshot

Price
$950,000
Days On Site
32 Days
Bedrooms
5
Inside Area (SqFt)
4,936 sqft
Total Baths
4
Full Baths
4
Partial Baths
0
Lot Size
17.89 Acres
Year Built
1979
MLS® Number
O6449945
Status
Active
Property Tax
$10,421.35 (2025)
HOA/Condo/Coop Fees
N/A
Sq Ft Source
Owner

Property Details

General Features

15 items
Acres
17.89
Carport
2
Direction Faces
East
Garage
Yes
Garage Spaces
2
Levels
One
Number Of Stories
1
Parking
Circular Driveway, Covered, Guest, Off Street, RV Carport
Property Sub Type
Single Family Residence
Sewer
Septic Tank
SqFt Total
4,936
Style
Ranch
Utilities
Electricity Connected
Water Source
Private, Well
Zoning
A & X

Interior Features

17 items
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer
Basement
Crawl Space
Cooling
Central Air
Fireplace
Yes
Fireplace Features
Family Room, Wood Burning
Flooring
Ceramic Tile
Furnished
Unfurnished
Heating
Central
Interior
Cathedral Ceiling(s), Vaulted Ceiling(s), In-Law Floorplan
Laundry Features
Electric Dryer Hookup, Inside, Washer Hookup

Rooms

RoomDimensionsLevelFeatures
Bedroom 2First
Bedroom 3First
Dining RoomFirst
Great RoomFirst
KitchenFirst
Master BathroomFirst
Master BedroomFirst

Exterior Features

10 items
Construction Details
Frame
Exterior
RV Hookup
Lot Features
Wooded, Farm, Gentle Sloping, Pasture, Waterfront
Other Structures
Barn(s), Guest House, Shed(s), Storage, Workshop
Patio And Porch
Covered, Deck, Screened
Roof
Shingle
View
Lake, Water, Garden, Trees/Woods
Waterfront
Yes
Waterfront Features
Lake Privileges, Lake Front
Waterview
Lake, Water, Garden, Trees/Woods

Community Features

4 items
MLS Area
32784 - Umatilla / Dona Vista
Township
18S
Financing Terms Available
Cash, Conventional, FHA, VA Loan
Roads
Gravel

Location

41520 Charm Lake Drive, Umatilla, FL 32784 · 32784 - Umatilla / Dona Vista

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Neighborhood & Commute

ZIP Code 32784

Median household income
$67,805
Income per person
$35,021
Households
5,098
Average household size
2.46
Median age
46.2

Source: Walk Score.

Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.

Price & Status History

  1. Listing updated with changes from the MLS®
  2. Status changed to Active
  3. Listing first seen on site

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Listing courtesy of LPT REALTY, LLC (877) 366-2213

Stellar MLS

Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.

Last checked: 2026-11-15 06:02 AM EST

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