1857 State Road 20 107

Tucked behind the gates of an intimate three-home lakefront enclave, this extraordinary custom-built estate on Cowpen Lake is the kind of property where generations can gather, traditions can begin and weekends have a way of turning into weeks. Whether envisioned as a full-time multigenerational home or a treasured family vacation retreat, this one-of-a-kind property offers remarkable space, privacy and versatility across two parcels totaling approximately 1.11 acres with 125 feet of lake frontage. At its heart is an impressive 4,759-square-foot custom brick residence with 6 bedrooms and 5.5 baths, thoughtfully designed for entertaining while remaining warm and inviting for everyday life. High ceilings, graceful architectural arches, plantation shutters, expansive gathering spaces, a gas fireplace and walls of windows create a light-filled interior that draws your attention toward the lake. The kitchen is truly the heart of the home, with rich wood cabinetry, granite counters, abundant prep and storage space, a large center island with seating, stainless steel appliances and an impressive Viking professional-style gas range and hood, ready for everything from holiday dinners with the entire family to pancakes before a day on the water. The kitchen flows into generous dining and living areas so the cook never has to miss the conversation. The spacious main-floor primary suite is its own private retreat, with room for a sitting area, beautiful lake views, an oversized walk-in closet and a substantial bath featuring dual vanities and an impressive walk-in shower. Additional bedrooms (two en suites) give family and guests room to spread out, while the oversized upstairs bonus/game/billiard room is ready for movie nights, game days and a little friendly competition. Main home also has a 27 KW generator for added comfort. Outside is where the Florida lake lifestyle truly comes alive. Relax on the covered lakefront porch beneath its beautiful wood-clad barrel-vaulted ceiling, surrounded by mature trees and wide-open water views, and imagine morning coffee as the lake wakes up, long family dinners outdoors and cocktails at sunset. Cowpen Lake is a multipurpose recreational lake ideal for boating, fishing and water skiing, and your private boat ramp means the next adventure can begin right from home. Car collectors, boating enthusiasts and hobbyists will appreciate an attached three-car garage plus an extraordinary detached six-car garage/workshop with a full bath, offering exceptional room for vehicles, boats, equipment, toys and projects. A separate 1BR/1BA, 676-square-foot guest residence with its own kitchen, bath, laundry and private entrance makes this property especially well-suited for multigenerational living, extended family and visiting friends, allowing everyone to enjoy their own space while still being together. With two wells, two septic systems, no association fees and a wonderfully private lakefront setting, this is more than a home. It is a place for family and friends to gather around the kitchen island, spend afternoons on the water and end the day together on the porch. Some furnishings may also be negotiated, creating the opportunity for a truly move-in-ready experience, whether you plan to make Cowpen Lake home year-round or simply arrive with your bags packed for weekends, holidays and summers at the lake. Some properties are simply places to live. This one feels like a place your family could return to for generations.