Virtual TourMap

For SaleSingle Family ResidenceActive

362 Lake Street

Umatilla, FL 32784

$339,999

122 Days On Site

  • 3Beds
  • 2Baths2 full
  • 1,341Sq Ft
  • $254Per Sq Ft
  • 0.39Acres
  • 2021Built
Subdivision
Vista Oaks
County
Lake
MLS®
G5115104

Overview

Assumable FHA loan at a 2.62% interest rate available to qualified buyers, subject to lender approval! Sellers report a current monthly mortgage payment under $1,500. Buyers must cover the difference between that balance and the purchase price through cash or separately approved financing. Secondary financing may be available, subject to approval, with an additional payment.

Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving.

Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick.

Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,

Listing Snapshot

Price
$339,999
Days On Site
122 Days
Bedrooms
3
Inside Area (SqFt)
1,341 sqft
Total Baths
2
Full Baths
2
Partial Baths
0
Lot Size
0.39 Acres
Year Built
2021
MLS® Number
G5115104
Status
Active
Property Tax
$4,767 (2025)
HOA/Condo/Coop Fees
N/A
Sq Ft Source
Public Records

Property Details

General Features

16 items
Acres
0.39
Attached Garage
Yes
Direction Faces
South
Foundation
Slab
Garage
Yes
Garage Spaces
2
Levels
One
Parking
Garage Door Opener, Attached
Pets
No
Property Sub Type
Single Family Residence
Security
Fire Alarm, Security System, Smoke Detector(s)
Sewer
Public Sewer
SqFt Total
1,947
Style
Custom
Utilities
Cable Available, Electricity Available, Underground Utilities, Water Available
Water Source
Public

Interior Features

16 items
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood
Cooling
Central Air
Flooring
Vinyl
Furnished
Negotiable
Heating
Central
Interior
Crown Molding, Eat-in Kitchen, Open Floorplan, Stone Counters, Walk-In Closet(s)
Laundry Features
Inside, Laundry Closet

Rooms

RoomDimensionsLevelFeatures
Bathroom 28x5First
Bedroom 212x10First
Bedroom 311x10First
Dining Room11x8First
Foyer10x8First
Kitchen11x18First
Living Room13x19First
Master Bathroom12x12First
Master Bedroom16x13First

Exterior Features

7 items
Construction Details
Block, Stone, Stucco
Exterior
Playground, Rain Gutters
Fencing
Vinyl
Lot Features
Corner Lot, Level
Patio And Porch
Front Porch, Rear Porch, Screened
Roof
Shingle
Windows/Doors
French Doors

Community Features

5 items
Community Features
Street Lights
MLS Area
32784 - Umatilla / Dona Vista
Township
18
Financing Terms Available
Cash, Conventional, FHA, VA Loan
Roads
Asphalt

Location

362 Lake Street, Umatilla, FL 32784 · 32784 - Umatilla / Dona Vista

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Neighborhood & Commute

ZIP Code 32784

Median household income
$67,805
Income per person
$35,021
Households
5,098
Average household size
2.46
Median age
46.2

Source: Walk Score.

Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.

Schools

Elementary School
Umatilla Elem
Middle School
Umatilla Middle
High School
Umatilla High

Price & Status History

  1. Listing updated with changes from the MLS®
  2. Price changed to $339,999
  3. Status changed to Active
  4. Listing first seen on site

Friends & Family

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Listing courtesy of LPT REALTY, LLC (352) 408-9997

Stellar MLS

Listing information is provided by Participants of the Stellar MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Properties displayed may be listed or sold by various participants in the MLS Copyright 2026, Stellar MLS.

Last checked: 2026-11-14 12:53 PM EST

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